Z-Score Calculator

Calculate a z-score from a value, mean and standard deviation, with the steps, what it means, a bell-curve chart and the normal-distribution percentile.

The observation or score you want to evaluate.

The average value of the distribution.

How much values typically vary from the mean.

Negative numbers and decimals are fine; results update as you type.

Try
Z-scorez = 1.50The value is 1.50 standard deviations above the mean.It is between one and two standard deviations from the mean.

Calculation steps

  1. Step 1: Write the formula

    z = (x − μ) / σ

  2. Step 2: Substitute your values

    x = 85, μ = 70, σ = 10

    z = (85 − 70) / 10

  3. Step 3: Subtract the mean from the value

    The value is 15 above the mean in the original units.

    85 − 70 = 15

    z = 15 / 10

  4. Step 4: Divide by the standard deviation

    This converts the distance into standard deviations.

    z = 1.5

Where 85 sits in the distribution

−3σ40−2σ50−1σ60μ70+1σ80+2σ90+3σ100x = 85 (z = 1.50)
μ (dashed line) = mean 70Solid line = your value 85Shaded area = share of a normal distribution below it (93.32%)

Percentile, assuming a normal distribution

Below 85: P(Z < 1.50)
93.32%
Cumulative probability
Above 85: P(Z > 1.50)
6.68%
Within ±1.50σ of the mean
86.64%

Under a normal distribution, a z-score of 1.50 corresponds to about the 93rd percentile: about 93.32% of values fall below 85.

Assumption: these percentages hold only if the values follow a normal (bell-shaped) distribution. The z-score itself is valid for any data, but for skewed or unusual data the real percentile can differ. With sample estimates of μ and σ from a small sample, a t-distribution is often more appropriate.

Z-score formula

z = (x − μ) / σ

z
z-score (standard score)
x
observed value
μ
population mean
σ
population standard deviation

A z-score tells you how many standard deviations a value is above (positive) or below (negative) the mean. Zero means the value equals the mean.

Z-score to percentile (normal distribution)
Z-score% of values belowPosition
−30.13%3σ below
−22.28%2σ below
−115.87%1σ below
050%At the mean
+184.13%1σ above
+297.72%2σ above
+399.87%3σ above

Don’t have the mean and standard deviation yet? Work them out from your data with the Standard Deviation Calculator or the Average Calculator. For small samples, compare means with the T-Test Calculator; to estimate a population mean, use the Confidence Interval Calculator; and for chances of events, the Probability Calculator.

A z-score (also called a standard score) tells you how many standard deviations a value is above or below the mean. With a value of 85, a mean of 70 and a standard deviation of 10, z = (85 − 70) / 10 = 1.5: the value is 1.5 standard deviations above the mean.

Enter the value, mean and standard deviation to calculate the z-score with step-by-step working and a plain-language interpretation. The calculator also marks the value on a bell curve and, for data that follows a normal distribution, converts the z-score to a percentile.

Worked Calculation Examples

ScenarioResultCalculation Step
Value above the mean: x = 85, μ = 70, σ = 10z = 1.5z = (x − μ) / σ = (85 − 70) / 10 = 15 / 10 = 1.5. The value is 1.5 standard deviations above the mean. If the scores are normally distributed, about 93.32% of scores are below 85.
Value below the mean: x = 60, μ = 70, σ = 10z = −1z = (60 − 70) / 10 = −10 / 10 = −1. The value is 1 standard deviation below the mean; under a normal distribution about 15.87% of values are lower.
Value equal to the mean: x = 70, μ = 70, σ = 10z = 0z = (70 − 70) / 10 = 0 / 10 = 0. The value is exactly equal to the mean; in a normal distribution that is the 50th percentile.
IQ-style scale: x = 130, μ = 100, σ = 15z = 2z = (130 − 100) / 15 = 30 / 15 = 2. The value is 2 standard deviations above the mean. Under a normal distribution about 97.72% of values are below it, roughly the 98th percentile.

What Is a Z-Score?

A z-score measures position relative to the mean in units of standard deviation. A z-score of 2 means the value is two standard deviations above the mean; −0.5 means half a standard deviation below it; 0 means it equals the mean.

Because it removes the original units, a z-score lets you compare values from different scales. A score of 85 on a test with mean 70 and standard deviation 10 (z = 1.5) is relatively better than 80 on a test with mean 65 and standard deviation 12 (z = 1.25), even though the raw scores look different.

How to Calculate a Z-Score

1. Identify the value x.

2. Identify the mean μ.

3. Identify the standard deviation σ.

4. Subtract the mean from the value: x − μ.

5. Divide the result by the standard deviation.

6. Read the sign (above or below the mean) and the size (how far away).

Example with x = 85, μ = 70 and σ = 10: 85 − 70 = 15, and 15 ÷ 10 = 1.5, so z = 1.5. The value is 1.5 standard deviations above the mean.

Positive vs Negative Z-Scores

Positive z-score: the value is above the mean. z = 1.2 means 1.2 standard deviations above.

Negative z-score: the value is below the mean. z = −1.2 means 1.2 standard deviations below.

Zero: the value equals the mean.

The sign only gives the direction. Whether above or below the mean is better depends on the context: a high exam score may be good, but a high blood pressure reading or a long delivery time usually is not.

What the Size of a Z-Score Means

The absolute value |z| is the distance from the mean in standard deviations. z = 0.5 is half a standard deviation from the mean, z = 2 is two standard deviations above it, and z = −3 is three standard deviations below it.

For data that is roughly normal, about 68% of values lie within 1 standard deviation of the mean, about 95% within 2, and about 99.7% within 3 (the 68-95-99.7 rule). So values with |z| above 3 are rare in normal data and are often checked as possible outliers or errors. For other distributions these proportions can be quite different.

Z-Score to Percentile

If the values follow a normal distribution, a z-score can be converted to a percentile using the standard normal distribution (mean 0, standard deviation 1). The cumulative probability Φ(z) is the share of values below the z-score.

Under a standard normal distribution, z = 0 is the 50th percentile, z = 1 about the 84th (84.13% below), z = −1 about the 16th (15.87% below), z = 1.5 about the 93rd (93.32% below) and z = 2 about the 98th (97.72% below).

This only holds for normally distributed data. A z-score of 2 does not always mean the 97.72nd percentile: in a skewed dataset, the share of values below z = 2 can be noticeably different. Always check the shape of your data before quoting a percentile.

When Z-Scores Are Useful

Comparing values from different distributions, such as scores on two tests with different averages and spreads.

Standardizing observations, so that variables measured in different units can be combined or compared; many statistical and machine-learning methods standardize data first.

Finding probabilities with the normal distribution, for example the chance that a measurement exceeds a limit.

Describing relative position and flagging unusual values, such as measurements far from the mean in quality control.

Hypothesis tests: a z-test compares a sample result with what would be expected, in standard-error units.

Z-Score vs Standard Score

"Z-score" and "standard score" usually mean the same thing: a value expressed as the number of standard deviations from the mean, z = (x − μ) / σ. Standardizing a whole dataset this way gives values with mean 0 and standard deviation 1.

Z-Score vs T-Score

A z-score standardizes a value using a mean and standard deviation, with mean 0 and standard deviation 1.

A T-score in psychometrics and education rescales a z-score to mean 50 and standard deviation 10: T = 50 + 10z, so z = 1.5 becomes T = 65. It avoids negative numbers and decimals.

A t-statistic in hypothesis testing is different again: it compares a sample mean with a hypothesized mean using the standard deviation estimated from the sample, t = (x̄ − μ) / (s / √n), and is read from a t-distribution, which has heavier tails than the normal distribution for small samples.

How to Use the Z-Score Calculator

  1. Enter the value (x) you want to evaluate, the mean (μ) of the distribution and its standard deviation (σ), which must be greater than 0.
  2. Read the z-score and what it means: how many standard deviations the value is above or below the mean.
  3. Follow the calculation steps, which subtract the mean from the value and divide by the standard deviation using your numbers.
  4. See where the value sits on the bell curve, relative to the mean and the ±1σ, ±2σ and ±3σ marks.
  5. If your data is roughly normally distributed, read the percentile: the share of values below, above and within the same distance of the mean.

Frequently Asked Questions

What is a z-score?

A z-score is the number of standard deviations a value is from the mean: z = (x − μ) / σ. Positive values are above the mean, negative values below it.

How do you calculate a z-score?

Subtract the mean from the value, then divide by the standard deviation. For x = 85, μ = 70 and σ = 10: (85 − 70) / 10 = 1.5.

What does a positive z-score mean?

The value is above the mean. z = 1.5 means 1.5 standard deviations above the average.

What does a negative z-score mean?

The value is below the mean. z = −1 means 1 standard deviation below the average. Negative is not necessarily bad; it depends on what is being measured.

What does a z-score of 0 mean?

The value is exactly equal to the mean. In a normal distribution, that is the 50th percentile.

What is a z-score of 1?

A value 1 standard deviation above the mean. Under a normal distribution, about 84.13% of values are below it.

What is a z-score of 2?

A value 2 standard deviations above the mean. Under a normal distribution, about 97.72% of values are below it; for other distributions the share can differ.

How do you convert a z-score to a percentile?

If the data is normally distributed, look up the cumulative probability Φ(z) of the standard normal distribution, which this calculator computes: the percentage of values below the z-score. For z = 1.5, Φ(1.5) ≈ 93.32%, about the 93rd percentile.

What is the difference between a z-score and a standard score?

Usually none: "standard score" is another name for the z-score, a value expressed in standard deviations from the mean.

Can a z-score be negative?

Yes. Any value below the mean has a negative z-score. For example, x = 60 with μ = 70 and σ = 10 gives z = −1.

Can a z-score be greater than 3?

Yes. There is no upper or lower limit. In normally distributed data, values beyond ±3 are rare (about 0.27% of values), so they are often checked as possible outliers.

What does a z-score tell you about a value?

Its direction and distance from the mean in standard deviations, which lets you compare values from different scales. With a normal distribution, it also tells you the approximate percentile.

Last updated: September 27, 2026.